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We believe successful businesses are built around relationships first and price second. Our insurance agency works to do both well and wants to offer your company insurance tailored to your needs.

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Find The Coverage You Need

Trucking Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Security Guard Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Nursing Home communities provide so many people with care and support. Let us help protect your community. Learn More >>

Staffing Agency coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Condo Association Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Locksmith Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Hair Salon insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Find The Coverage You Need

Commercial Property Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

General Liability Insurance protects you from a lawsuit filed against you or your business? Our insurance agency can help you be best protected. Learn More >>

Commercial Auto Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Workers Compensation coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Excess Umbrella Liability Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Employment Practices Liability Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Professional Liability Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Directors and Officers insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

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Don't See What You Need?

Our agency can still help. We do more than what is listed, but these are the most popular. How can we help you?

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What Does a Business Insurance Policy Cover?

  • The structure of your home
  • Liability protection
  • Your personal belongings
  • Living expenses in the event of a disaster

Whether you’re concerned about hail damage, fire, or someone getting hurt on your property, the right Home Insurance Policy should protect you and your family if any of these things happen.

Owning a home is part of the American Dream, right? So, why does insuring it seem like a nightmare for most people? It doesn’t have to be, especially if you let a local independent insurance agent help you with your Home Insurance policy.

Home Coverage Tailored To Your Unique Needs

It is Southern States Insurance’s beliefs that your home is unique and needs coverage tailored to your risks.

After speaking with an insurance agent we will be able to better determine.

  • Do you need flood insurance?
  • Are you planning to expand your home?
  • Do you own a dog

Our insurance agents can guide you to the best homeowners insurance coverage for your needs and tailor coverage to fit you.

How Much Does Business Insurance Cost?

The Cost Of Business Insurance Depends On The Following
When insuring a business it is going to be influenced by the following factors.
TYPE – The first likely question to know “How much business insurance will be for your business” is “What do you do?” The type of business you are in is going to dictate the amount of risks you are exposed to. A Hallmark card printing company is exposed to much less risk than a dynamite manufacturing center.
PAYROLL – Understanding a company’s payroll, revenue, and assets create a fuller picture of their business insurance needs. Payroll can help insurance companies gauge the size of the company properly and how much business insurance coverage their company needs.
SALES – Business insurance premiums are largely a factor on revenue as the insurance company sees a greater amount of exposure directly proportional to greater revenue. A business selling 2,000 items a year faces a far greater exposure than a company who only turns over a couple items per year, just because of more ‘at bats’.
AREA – The building being insured can affect how much your business insurance can cost. When seeking a business insurance quote be prepared to provide information on:

  • The location of your business
  • The square footage
  • The year the building was built
  • The type of construction
  • The other tenants (if applicable)
  • The occupancy rate

Those four factors will most affect how much business insurance will cost. With the previous information an insurance company can work to get you the cheapest business insurance rates possible in line with the coverage required.

Tips To Consider When Shopping For Insurance

Shopping for the best business insurance for your company, can be overwhelming and lead you to questions you may not be sure how to answer. Please understand our goal is to help you succeed and our agents would be glad to help you find the insurance coverage you need to succeed, even if that is not with us.

Here is our advice on what to look for when choosing business insurance coverage.

  • The availability offered to you as a customer
  • The coverage tailored to your unique insurance needs
  • How the agency invest in your businesses success
  • Resources they provide to minimize risks
  • Price of coverage
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