Be Successful

We believe successful businesses are built around relationships first and price second. Our insurance agency works to do both well and wants to offer your company insurance tailored to your needs.

Free Quote
  • http://southernstatesinsurance.com/wp-content/uploads/2012/10/bigstock-Stand-out-in-the-crowd-with-a-26249561-copy2.jpg

Find The Coverage You Need

Trucking Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Security Guard Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Nursing Home communities provide so many people with care and support. Let us help protect your community. Learn More >>

Staffing Agency coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Condo Association Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Locksmith Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Hair Salon insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Find The Coverage You Need

Commercial Property Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

General Liability Insurance protects you from a lawsuit filed against you or your business? Our insurance agency can help you be best protected. Learn More >>

Commercial Auto Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Workers Compensation coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Excess Umbrella Liability Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Employment Practices Liability Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Professional Liability Insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Directors and Officers insurance coverage provides protection for the building and contents if anything were to be stolen. Learn More >>

Free Quote

Don't See What You Need?

Our agency can still help. We do more than what is listed, but these are the most popular. How can we help you?

Free Quote

What Does a Business Insurance Policy Cover?

  • The structure of your home
  • Liability protection
  • Your personal belongings
  • Living expenses in the event of a disaster

Whether you’re concerned about hail damage, fire, or someone getting hurt on your property, the right Home Insurance Policy should protect you and your family if any of these things happen.

Owning a home is part of the American Dream, right? So, why does insuring it seem like a nightmare for most people? It doesn’t have to be, especially if you let a local independent insurance agent help you with your Home Insurance policy.

Home Coverage Tailored To Your Unique Needs

It is Southern States Insurance’s beliefs that your home is unique and needs coverage tailored to your risks.

After speaking with an insurance agent we will be able to better determine.

  • Do you need flood insurance?
  • Are you planning to expand your home?
  • Do you own a dog

Our insurance agents can guide you to the best homeowners insurance coverage for your needs and tailor coverage to fit you.

How Much Does Business Insurance Cost?

The Cost Of Business Insurance Depends On The Following
When insuring a business it is going to be influenced by the following factors.
TYPE – The first likely question to know “How much business insurance will be for your business” is “What do you do?” The type of business you are in is going to dictate the amount of risks you are exposed to. A Hallmark card printing company is exposed to much less risk than a dynamite manufacturing center.
PAYROLL – Understanding a company’s payroll, revenue, and assets create a fuller picture of their business insurance needs. Payroll can help insurance companies gauge the size of the company properly and how much business insurance coverage their company needs.
SALES – Business insurance premiums are largely a factor on revenue as the insurance company sees a greater amount of exposure directly proportional to greater revenue. A business selling 2,000 items a year faces a far greater exposure than a company who only turns over a couple items per year, just because of more ‘at bats’.
AREA – The building being insured can affect how much your business insurance can cost. When seeking a business insurance quote be prepared to provide information on:

  • The location of your business
  • The square footage
  • The year the building was built
  • The type of construction
  • The other tenants (if applicable)
  • The occupancy rate

Those four factors will most affect how much business insurance will cost. With the previous information an insurance company can work to get you the cheapest business insurance rates possible in line with the coverage required.

Tips To Consider When Shopping For Insurance

Shopping for the best business insurance for your company, can be overwhelming and lead you to questions you may not be sure how to answer. Please understand our goal is to help you succeed and our agents would be glad to help you find the insurance coverage you need to succeed, even if that is not with us.

Here is our advice on what to look for when choosing business insurance coverage.

  • The availability offered to you as a customer
  • The coverage tailored to your unique insurance needs
  • How the agency invest in your businesses success
  • Resources they provide to minimize risks
  • Price of coverage
Our Insurance Agency’s Advantage
As a client of Southern States Insurance you pay for more than a policy with our letterhead. We believe insurance is what can bring healing in tragic times of life. We want to see our clients succeed and thrive in their fields and with insurance they are able to continue to succeed even when setbacks occur.

Our Insurance company builds relationships with our customers to best understand their risks and insurance needs.

If their are ways to save – we will find them.

The price you pay you can be confident is the cheapest price available because we have shopped your coverage with numerous insurance carriers.

With Southern States Insurance you get more than an insurance quote you get an insurance agent who works to see you succeed.

Why Choose Us?

  • Quotes from numerous insurance carriers
  • Personal agent relationship
  • Available resources to minimize risks and cut costs
  • Invested in your success
  • In your communitty
How To Change Insurance Companies

Shocking, I know, but sometimes people just want to fire their insurance agent. It’s a sad realization that good insurance has become a rarity.

When an insurance policy holder wants to change insurance agents but keep the same carrier, they must provide the new agent with an Agent of Record letter. This grants the new agent legal authority to represent the policy holder with the same insurance carrier.

Most insurance carriers are legally bound not discuss a policy holder’s account with an insurance agent unless they are the agent of record. An Agent of Record letter gives the new agent rights to receive all communications on behalf of the policy holder.

How Do I Know I Have The Best Insurance?
Our definition of best insurance may be different than other carriers, and honestly it could be different than what you are looking for. We believe that the “best insurance coverage” for you is based first on good insurance coverage and second on lowest available cost.

Many people when shopping for the best insurance only use price as a factor of their decision. This is a very dangerous gauge of value.

Our Georgia insurance company believes you take many factors into consideration in attempt to find the best fit for you. Consider the following when shopping for insurance:

  • Is the agent trustworthy?
  • Is the agency personable?
  • What level of care should you expect?
  • What resources are available to you?
  • What does the claims process look like?

Ask your prospective insurance agent these questions and learn what is the option fit for you.

What To Look For In An Insurance Agent
An insurance agent is different than an insurance quote. An insurance agent provides guidance, advice and assistance while and insurance quote is information on the price of coverage. We begin with an insurance quote but then pair you with an insurance agent. Many company’s stop with the free insurance quote and do nothing to take care of you afterward.

From our insurance agent’s experience relationships make all the difference. Be sure you consider your relationship when choosing an insurance agent.

How To Buy Insurance With Confidence

With anything, we feel most confident on our decision when we are most educated. Our agents want to help you understand your insurance needs and coverage options. You can shop your insurance on your own to learn what options exist or you can ask one of our agents to shop over 30 insurance carriers and return to you the results.

You have to know and understand what you are comparing to be confident in the product you are buying. We aren’t able to write insurance with EVERY carrier available to you and we recommend you compare our offer to carriers we don’t write with. We will do everything possible to provide you with the best insurance available, and if you aren’t satisfied you can explore the options for yourself and put us to the test.

When you buy insurance coverage through Southern States Insurance, you can be confident you are buying a good product.

Latest From The Blog

How Much Is Business Insurance?

What factors determine the cost of business insurance? The answer and our advice to help you find the best coverage.

The 5 Biggest Business Insurance Mistakes

The very reason insurance exists is for mistakes, but we want to be sure you are not making any mistakes when it comes to getting great insurance coverage.

Start Up Business Insurance Coverage

Let’s learn the cost of business insurance for your new business and how Southern States Insurance can help you save money and minimize risks.