Auto Insurance Policy Page image

You rely on your car to take you everywhere your live demands. Count on us to protect it, along with the precious cargo you carry.

What Does My Auto Insurance Policy Cover?

Our agents tailor a policy to fit your unique circumstance, but a general car insurance policy begins with the following based on your needs:

Liability for Bodily Injury

Property Damage

Medical Payments

Collision & Comprehensive Damage

Uninsured/ Underinsured Motorists


What Factors Affect My Auto Insurance Rate?

The price of your car insurance can vary, but here are the top factors considered when estimating car insurance costs:

Credit & Financial Stability

Prior Insurance Coverage


Car Usage

Driving History

Limits of Coverage

What our clients are saying...


"Connie's performance was and has continued to be exceptional. Our best interests are held in the forefront at all times and she has saved us a considerable amount of money while providing equal or superior coverages."



"Great professional service was provided. Worked quickly to provide coverage for my newly purchased camper, so I could hit the road."




"Berta was extremely friendly and helpful in helping me secure insurance in Atlanta for a great price. She explained the benefits to us clearly, which makes me feel better in the event that we need make a claim."



Frequently Asked Questions

How long will it take to get an insurance quote?

It depends on the type of policy and the complexity of what you’re trying to insure. For homeowners insurance and personal auto insurance, we can usually provide you with a quote over the phone or very quickly via email, if you prefer. Many small business insurance policies can also be quoted just as quickly. For more complex situations that require the insurance carrier to perform an inspection of your home or business, it will take longer.

Will I pay more working with an independent insurance agent?

Not at all. In fact, because we maintain such close relationships with our insurance carriers, we're often able to negotiate better pricing than direct-to-consumer companies can.

Are the companies you represent as good as some of the "Big Insurance " companies I see on TV?

You bet! Our insurance carriers are rated as high or better with AM Best than the "big guys" you’re probably thinking about. Plus, we actually represent some of the ones you see ads for like: Allstate, Liberty Mutual, Progressive, The Hartford, Travelers and more. Visit AM Best's website and see how our carriers compare.

Will increasing my Comprehensive and Collision deductibles help save me money on my policy?

Depending upon the deductibles you have presently, this may save you significant premium. We’ll be glad to test some alternatives for you.

Not quite sure yet?

Why not visit our contact page, we would love to chat with you!