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Sewer Backup Insurance Coverage Explained

Sewer Backup Insurance Coverage Explained

Meet Joe. Joe’s a homeowner. The king of his castle.

But Joe’s got a royal problem. He came home from work to find a big mess in his bathroom. Raw sewage!

Is it his aging sewer system? A tree root that’s blocked his pipes? Or did Billy flush another toy down the […]

Ask An Agent #1: Do I Need Sewer Backup Insurance?

Ask An Agent #1: Do I Need Sewer Backup Insurance?

In our very first episode of “Ask An Agent”, Jim Schubert answers the question, “Do I need sewer backup insurance?”. Here are some of the finer points to his answer.

CAUSES OF SEWER BACKUP

Tree roots blocking your sewer pipes.
Improper disposal of paper products and grease. […]

6 Reasons You Need To Buy Sewer Backup Insurance Coverage

6 Reasons You Need To Buy Sewer Backup Insurance Coverage
Most homeowners policies do not cover sewer backup unless specific sewer backup insurance coverage is added. If your home falls victim to the damages of backups or overflows and you aren’t covered, you’ll be liable for home repairs and cleaning costs out of pocket. Discover some […]

Is Sewer Backup Insurance Worth It? [infographic]

Is Sewer Backup Insurance Worth It?
Did you know that the average loss due to water damage and freezing is $7,958 annually? And almost 35% of all homeowners insurance claims each year are from water damage? If you’ve got questions about protecting your home from water damage and leaks, then you’ve come to the right […]

How To Avoid These 3 Common Gaps In Insurance Coverage

How To Avoid These 3 Common Gaps In Insurance Coverage
To find out what the most common gaps are, we sought the advice of the claims professionals at SafeCo Insurance. All three examples shared a similar feature: a misconception that can lead to inadequate coverage.

#1 Valuable Articles Coverage

Misconception: If my wedding ring and grandma’s heirloom […]

How To Find A Water Leak In Your Home [infographic]

How To Find A Water Leak In Your Home

How To Find A Water Leak In Your Home In 4 Easy Steps:

Turn off the main water valve, then check the water meter outside your home. If it’s still moving, water is flowing somewhere. Did you know that average household leaks can amount to 10,000 gallons […]

DIY Ways To Winterize Your Home [infographic]

3 Mistakes To Avoid When Buying Homeowners Insurance

3 Mistakes To Avoid When Buying Homeowners Insurance
Your insurance is there for you when disaster strikes.

But more often than not, your coverage has limits that you didn’t realize are there.

Here are the top 3 mistakes to avoid when buying homeowners insurance, so you and your home can be better protected.
 1. Under-insuring Your Home
Under-insuring your […]

What is Standard Home Insurance Coverage?

I was introduced to home insurance for the first time when I bought my first home in 2008. Before my home purchase, I had no idea what was covered with a standard home insurance policy. –

Home Protection Plans- When Insurance Isn’t Enough

How many times has one of your major household appliances broken down? The refrigerator, the stove or maybe it was the AC unit that just quit working in the middle of August. –