Diabetic Life Insurance
Southern States Insurance understands which companies offer the lowest rates for each type of diabetes. We provide you with the best options to choose what is best for you.Free Quote
Can you buy life insurance if you’re diabetic?
If you’re shopping for life insurance, and you’re diabetic, you may be asking yourself this question. Southern States has written Life Insurance for Diabetics for many years, so we can guide you through the process with our industry knowledge and expertise.
We offer expert advice and counsel on finding solutions at the best price for Life Insurance policies for individuals with diabetes.
Don’t get frustrated trying to shop this by yourself! There are many factors to understand and consider in researching the most comprehensive policies at the fairest price on the market. Allow us the opportunity to show you the way for a more secure future. Contact me today, and I’ll make this an easier process for you.
At Southern States Insurance, diabetics are offered the same choices for life insurance as everyone else. The only difference is that we know which products and companies work best for each person with diabetes, so are generally able to find you a lower diabetes life insurance quote than our competitors.
Whether you are type 1 or type 2 diabetic; whether you want $25,000 or $5,000,000 in diabetic life insurance; we are here to help you get the most affordable quote on a solid and safe diabetes life insurance policy.
Our agents have been in the insurance industry for over 25 years and have a wealth of knowledge to provide you in order to make the best desision for your future. Let Southern States Insurance relieve this burdon so you can rest assured that your loved ones are properly provided for with a secure life insurance.
**For more information about obtaining life insurance for Diabetes contact me at DDaughtry@SouthernStatesInsurance.com or call me at (678) 715-9671.
Life Insurance Advice For Diabetic Clients
There is no single answer for everyone. Diabetic life insurance coverage and pricing depend on a variety of factors such as your age, gender, current health condition, family medical history and how you keep your diabetes in check. While there is no set way to find insurance, you can better your chances by controlling your diabetes through a healthy lifestyle.
The first thing you must consider is how you control your diabetes. If you lead a generally healthy and active lifestyle, good management of your blood glucose levels, have a lower hemoglobin A1C level and do not have any serious complications resulting from diabetes such as heart disease, retinopathy or neuropathy, chances are your premiums will be more affordable. Typical rating classes (from least to most expensive) include preferred plus, preferred, standard and nonstandard.
Insurance companies will give you the best rates if your A1C level is below 6 and standard rates if your level is between 6 and 7. When your level starts climbing into the double digits is when it becomes apparent that you have poor control over your diabetes.
Our Insurance company builds relationships with our customers to best understand their risks and insurance needs.
If their are ways to save – we will find them.
The price you pay you can be confident is the cheapest price available because we have shopped your coverage with numerous insurance carriers.
With Southern States Insurance you get more than an insurance quote you get an insurance agent who works to see you succeed.
Why Choose Us?
- Quotes from numerous insurance carriers
- Personal agent relationship
- Available resources to minimize risks and cut costs
- Invested in your success
- In your communitty
Shocking, I know, but sometimes people just want to fire their insurance agent. It’s a sad realization that good insurance has become a rarity.
When an insurance policy holder wants to change insurance agents but keep the same carrier, they must provide the new agent with an Agent of Record letter. This grants the new agent legal authority to represent the policy holder with the same insurance carrier.
Most insurance carriers are legally bound not discuss a policy holder’s account with an insurance agent unless they are the agent of record. An Agent of Record letter gives the new agent rights to receive all communications on behalf of the policy holder.
Many people when shopping for the best insurance only use price as a factor of their decision. This is a very dangerous gauge of value.
Our Georgia insurance company believes you take many factors into consideration in attempt to find the best fit for you. Consider the following when shopping for insurance:
- Is the agent trustworthy?
- Is the agency personable?
- What level of care should you expect?
- What resources are available to you?
- What does the claims process look like?
Ask your prospective insurance agent these questions and learn what is the option fit for you.
From our insurance agent’s experience relationships make all the difference. Be sure you consider your relationship when choosing an insurance agent.
With anything, we feel most confident on our decision when we are most educated. Our agents want to help you understand your insurance needs and coverage options. You can shop your insurance on your own to learn what options exist or you can ask one of our agents to shop over 30 insurance carriers and return to you the results.
You have to know and understand what you are comparing to be confident in the product you are buying. We aren’t able to write insurance with EVERY carrier available to you and we recommend you compare our offer to carriers we don’t write with. We will do everything possible to provide you with the best insurance available, and if you aren’t satisfied you can explore the options for yourself and put us to the test.
When you buy insurance coverage through Southern States Insurance, you can be confident you are buying a good product.
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