Directors and Officers

If you sit on a board of directors for a business or any other entity, you can be held personally responsible for the actions of your fellow board members. That means your personal assets could be at stake!

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p>Because of this personal risk, most board members demand Directors & Officers Liability insurance (D&O) be in place.  Who wants to lose their home over a bad decision someone else made?

What Does Directors and Officers Liability Insurance Cover?

Directors & Officers Liability provides coverage for directors and officers of a company or other entity if they are sued as a result of their performance of their duties as it relates to the company.  Lawsuits can come from stockholders, employees and clients, so you need to be prepared.

A typical Directors & Officers Liability policy provides legal defense costs for claims related to:

  • Harassment
  • Discrimination
  • Wrongful Termination
  • Financial Responsibility

Ever heard of the term “Guilty by Association”?

Whether you’re on the board of a Company, a Bank or a Homeowners Association, Directors & Officers Liability can keep your personal assets out of the picture if your board is sued.

So, call us today or fill out our free insurance quote form to learn more about Directors & Officers Liability coverage. We would love to offer you good insurance coverage and sound insurance advice and be sure you are on your way to success.

Our Insurance Agency’s Advantage
As a client of Southern States Insurance you pay for more than a policy with our letterhead. We believe insurance is what can bring healing in tragic times of life. We want to see our clients succeed and thrive in their fields and with insurance they are able to continue to succeed even when setbacks occur.

Our Insurance company builds relationships with our customers to best understand their risks and insurance needs.

If their are ways to save – we will find them.

The price you pay you can be confident is the cheapest price available because we have shopped your coverage with numerous insurance carriers.

With Southern States Insurance you get more than an insurance quote you get an insurance agent who works to see you succeed.

How To Change Insurance Companies
Changing insurance companies is easy. When you are looking to buy insurance you may feel overwhelmed but our agents can help you through this process.

To change insurance companies you need to…

How Do I Know I Have The Best Insurance?
Our definition of best insurance may be different than other carriers, and honestly could be different than what you are looking for. We believe that the “best insurance coverage” for you is first based on good insurance coverage and secondly who offers the coverage you need for the lowest cost.

We believe once you have found the best policy for you then the opportunity to work with the best insurance agency needs to be a factor of your decision. What is the company willing to do for you? What resources are available? What ways are you able to get in contact with your new insurance company? Consider all of these when determining what “best insurance” means to you.

At Southern States Insurance we provide ways to help you minimize your risk, save on your coverage costs and learn about new risks that come with each season. Our price we offer has been shopped with more than 30 insurance carriers and our coverage is fit unique to your needs because our agents take the time to get to know you.

What To Look For In An Insurance Agent
An insurance agent is different than an insurance quote. An insurance agent provides guidance, advice and assistance while and insurance quote is information on the price of coverage. We begin with an insurance quote but then pair you with an insurance agent. Many company’s stop with the free insurance quote and do nothing to take care of you.
How To Buy Insurance With Confidence
When you’ve shopped your insurance coverage, then you know you have a good product. You have to know and understand what you are comparing it to and what else is out there to be confident in the product you are buying. We aren’t able to write insurance with EVERY carrier available to you and we recommend you compare our rate and offer to carriers we don’t write with. We will do everything possible to provide you with the best insurance available.

When you buy insurance coverage through Southern States Insurance, you can be confident in buying a good product.

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