When shopping for insurance coverage online, too often people measure the worth of their potential insurance coverage on the wrong factors.

We want to show you:

1. What is important when shopping for insurance
2. Common mistakes people believe when looking for insurance
3. The benefits of an insurance agent

Understanding the benefits that exist with an insurance agent compared to an insurance quote will not only change your experience of finding good insurance, but also can eliminate future stress and frustration but pairing you with quality insurance coverage tailored to the risks you face.

Differences to Consider When Looking For Insurance Coverage - A Quote vs. An Agent

An Insurance Quote

A quote is the price to insure you and your assessed risks. No matter what type of insurance coverage you are requesting, a quote is the estimated cost to provide coverage. But, there are flaws by seeking out an insurance quote and the potentially insured can be mislead by:

• An appealing low price that lacks needed coverage.
• An insurance policy that exists with no guidance and little direction for better understanding.
• A company who makes their money selling policies and not providing service or caring for customers.
• A mentality of convenience over quality.

When receiving an insurance quote stay focused on your goal. The ultimate goal is not the lowest price to pay, but the best insurance coverage for your needs. A common mistake is only shopping price and missing important coverages that an agent who cares is able to discuss with you and recommend after understanding you and the risks you face.

Insurance quotes are necessary to understand costs and in making an educated decision. Don't let a quote be misleading as insurance coverages may or may not meet all of your needs, and your price can falsely appear to be more competitive.

Many insurance companies use their quotes to hook those searching for cheap insurance and prey on people who don't understand their need for good insurance coverage. You may be able to save money at first, but when it is time for a claim there is likely a chance you are not fully protected. An agent can bring the guidance and advice you need in being appropriately covered.

An Insurance Agent

An agent will learn your insurance needs and address them. A good insurance agent provides insurance coverage tailored to your risk exposure.

An independent insurance agent is able to:

1. Provide a unique coverage policy based on your need.
2. Save you money by quoting your insurance with numerous carriers.
3. Educate you on ways to save money and mitigate risks.
4. Develop a relationship with you for your long term success.

The biggest difference of an insurance agent and an insurance quote is in what happens after the policy begins.

The price point may not be such a drastic difference in ever circumstance, but an agent will work with you to help you understand your risks, ways to reduce them, and help you in the event of a claim to see you succeed.

Our Georgia insurance agency works to help our clients achieve great things by relaying up to date blogs and news on ways to save money, mitigate risks, and coverage details. As oppose to an insurance quote and agreeing to a price for a piece of paper, working with an insurance agent allows for a relationship to exist to help you whenever you have need. Our insurance agents love our clients.

Southern States Insurance works with numerous carriers and shops your insurance needs to offer the best price. You don't compromise the competitive price you thought an insurance quote would give you, but you are more confident that it is a good price for your needs knowing you had a professional working on your side.

An Insurance Quote vs. An Insurance Agent

• An insurance quote can be based of a price that may lack coverage in order to appear attractive.
• An insurance agent develops a relationship to help you succeed.
• Independent insurance agency's shop your insurance needs through numerous carriers to find the best price for your insurance needs.

Many companies try to hook you in with their quick and convenient quote, but you may be more interested in an insurance agent who understands your needs and the risks you face. We believe you deserve someone to listen to your needs and your success is worth a few minutes of our time. (4 Signs You Don't Have Good Insurance Coverage)

Southern States Insurance and You

You can likely always find a better price if you search hard enough, but you can't find better service than through with Southern States Insurance.

Insurance isn't a game with everyone trying to come in with just the lowest price. You need to be sure you have all the proper coverages in place and an agent to guide you along the way.

Our insurance agents would love to get to know you and work to help you succeed. We believe when shopping for good insurance, price is not the only thing that needs to be considered. Understanding relationship, education, coverage, and price are all factors to finding the best insurance for you, go and look for good insurance with confidence.

If you would like to start a relationship with our insurance company or learn how we can help you. Take a moment to give us your information and we can quote you based on your needs.

The insurance quote on our page is the first step we take to get to know you. We will call you to better understand your needs and introduce you to your new insurance agent. We look forward to hearing how you've reached your goals with the help of good insurance coverage.

Related posts:

1. How Our Independent Insurance Agency Will Provide You With the Best Insurance Policy
2. 4 Warning Signs You May Not Have Good Insurance & Need To Change Your Insurance Policy!
3. Agent of Record

Meet Lauren Black

Lauren is the newest employee of Southern States Insurance and we are so excited to have her join our team. We can tell she is going to help our customers feel valued by her genuine concern for people, and will be a great addition to our family. You will enjoy getting to know her more, we certainly have in just the past few days.

More About Lauren Black

Lauren has further realized over the last years her passion is getting to know people and their stories (second only to her Australian Shepard - Beau). Lauren is from Atlanta, but left years ago for a job opportunity in Texas. She will tell you how scared she was to leave home and that it was a big risk to leave everything she had ever known. She felt it was the right opportunity and packed up to the state "where everything is big", including the company she was working for. In Texas she was with a large corporation and learned she isn't able to provide the personal service she wanted to give her customers. Her passion is in relationship. Lauren loves to talk to people and learn more than their business/insurance needs, but wants to know "How's the family?" So, Lauren landed back in Atlanta and is reunited with her large family again and has been welcomed into our own family at Southern States Insurance where we hope her passion for people is allowed to live as she serves our clients. Get to know Lauren more through a brief interview we wanted to share with you.

An Interview With Lauren Black

We have a long time to get to know you, but what is something surprising about you, that some people may not know?

LB: I am very handy. I can fix almost anything around the house and love to get my hands dirty. I just finished working on my parents kitchen and completely remodeling it. It was a six week project and very detailed. I did everything from start to finish, and it turned out great!

That's impressive, we are going to need to see pictures. What was the last movie to make you cry?

LB: Water for Elephants. I love animals so much and I love good love stories. I try to avoid sad movies at all costs, but this movie wasn't even sad. It was just a great ending.

Tell us more about your first days with Southern States Insurance Company?

LB: Well, I am big on first impressions. The first few days can reveal to you a lot about what my time here will look like and who Southern States Insurance really is. I have felt so welcomed and never have received such a warm reception. I told my dad on the phone, "I have never felt that way about leaving a job on the first day. It is such a warm and welcoming place." The first days have been great! It all only reinforces why I choose the job. Southern States Insurance truly cares about their clients and is invested in relationships to see them succeed. There aren't many companies like this.

Wow. Thank you! One last question. What are you most excited about working with our Georgia Insurance Company?

LB: I am excited to get to know new customers and know them 10 years down the road. I want to know their family and celebrate with them through big life events! I wouldn't have worked here if I didn't feel like it was a great environment. I recognize the passion this insurance agency has to help others. I'm personally passionate about Health & Life insurance because it played a significant role in my life. You never know what will happen and I can't imagine having to pay the cost of some healthcare expenses without good insurance. I am so appreciative to be where I am today and am so excited to be with Southern States Insurance!

Any last thoughts?

LB: Go Tarheels!

Southern States Insurance Gladly Welcomes Lauren

We are so thankful for all of our staff and excited to watch it grow. We know Lauren is a great fit for our insurance company and will help make it the best insurance agency possible for our clients. We believe success is built on relationships, and we want to not only provide our customers with good insurance rates and coverage, but tools to succeed. We work to deliver blogs on insurance news, ways to mitigate risks, and opportunities to save on insurance costs. Our Georgia insurance company would love to get to know you more, the easiest way to start the relationship is to let us know your insurance needs by requesting a free insurance quote at the top of the page.

Related posts:

1. A Georgia Insurance Company That Continues To Grow

At age 17 Liz Reece began her journey in the insurance business. The following years she would have her hands in near ever aspect of insurance at some point and becoming essential to our staff. 1992 Liz joined Southern States Insurance Company and was one of three employees. Asking Liz about her first days with Southern States she replied, "It doesn't seem like it's been that long, but I guess it has." Life goes by quick and our Georgia insurance company is fortunate to have had a woman like Liz Reece be a part of our team and humbled to be her friend for so long. Below are questions we asked Liz as we celebrate 20 years in the insurance industry and we continue to strive to be the best insurance agency we can be.

Liz Reece - Looking Back Over The Years

Will you tell us about the first days and how you got started with our Georgia insurance company?

I've done everything. I've had my hands in a little bit of it all over the years. Everything from book keeping to policy writing when we had to write our own policies by hand and there was no such thing as a credit score. All I've ever known is insurance. When I finished school I worked in a book store in Marietta, then an insurance opportunity arose and the bookstore owner told me I should take it that it would be better for my future. I would have likely never taken it if he hadn't encouraged me to do so.

What has changed the most over the last 20 years?

The methods have changed the most over the years. We went from handwriting everything, to mailing policies out, to then with all of technology everything changed. We got a fax machine and the whole process changed. Now everything is online and is done through the computer, I will never forget each change and the struggles it brought. I thought computers were horrible when we first got them. Horrible! We had two computers and they were used as a digital file storage unit. A customer would call and their information would be on one of the two computers and you wouldn't know which one! We've come a long way.

What is one of your favorite memories of working with our insurance agency?

I've always liked working here. It's so hard to choose a favorite memory. The whole experience seems like it has been a family to me. The customers are all family. Our employees are all family. Southern States Insurance has become a family away from home in so many ways. You have so many good memories with your family and the process of all of them only strengthens your love. To choose a favorite memory leaves out so many great ones, that I wouldn't be able to do it, and each of them lead us to where we are today and I wouldn't say one is any more important than any other.

With over 20 years of experience you must have advice to share with other employees and those who are just starting out.

I would tell them to set a goal and work to accomplish it, and always keep the customer in mind. Work to make the customer feel secure with what you are doing for them. The road will get wider as you go, but do everything with the motivation that you are doing it for your customers first.

What do you still love about working with Southern States Insurance company?

Everyday is a fresh day. I start everyday at the beginning and work through the day. I love what I do and who I work with. Every day you never know what will come up, and you will have to work to the best of your ability each day. I finish working and go home and thank the good Lord for the ability to work to the best of my ability. It's everybody working together that makes it work, I'm glad to be a part of it.

Thank You to Liz Reece and all of our wonderful staff at Southern States Insurance

Southern States Insurance recognizes the great work and attention to our customers Liz Reece has become famous for providing. Thank you for all of your work and constant focus on making the customers feel secure and cared for. You have been a blessing to our company and we have loved you have been with us from the beginning and can't imagine coming this far with out your amazing effort!

We have the best staff and our so thankful for all of them! Southern States Insurance celebrates our 20th Anniversary because of the hard work of each one of our staff members, working to serve our clients to the best of their ability.

Related posts:

1. Southern States Insurance Giveaway
2. Landmark Diner in Atlanta – Where Southern States Insurance Enjoys Eating and Where the Stars Meet at Night!

Insurance is necessary, not only by law, but really to succeed. Something eventually will go wrong and insurance allows you to thrive even after unforeseen accidents occur.

Southern States Insurance believes you don't need to find only the cheapest insurance but a good insurance agency who will be good for you long term. Their are ways to tell if you are in need of looking for a better insurance agency. You deserve to have great insurance and that is found through a great insurance company. Here are four warning signs that you don't have good insurance and need to change your insurance policy:

1. If you don't know your insurance agent's name

You can still get great insurance coverage and not have a good relationship with your insurance agent. But, if you can get the same coverage and an added relationship and an agent who can give you advice; wouldn't that be better? Our insurance agents develop a relationship with our clients and support them in their endeavors to help them become most successful.

Good insurance may be based on our definition. Good insurance in the eyes of Southern States Insurance company is insurance coverage that is tailored for the unique risks you face, at the most competitive price available, and give you an agent to guide you with advice and ways to mitigate risks.

2. You are worried about an insurance claim

Knowing your policy and what is included and excluded will relieve yourself of the worry of an insurance claim. Our insurance agents work to deliver an insurance coverage that encompasses all of your potential risks to protect you, your property, or your belongings.

Our insurance agency frequently shares insurance blogs on ways to prevent risks, save on your insurance costs and better understanding insurance practices. A better understanding of your insurance policy and what to do, will eliminate your worry about an insurance claim. We will show you how we are here to help when something goes wrong, not become another problem in the midst of stressful circumstances.

3. You don't know where to go for help

As a client of Southern States Insurance you have a direct line to your new insurance agent and they are able to give you insurance advice and answer your questions about the best insurance coverage for you.

One of the advantages of being an independent insurance agency, is we are able to provide personal insurance service and we shop your insurance with numerous insurance carriers to give you the best price. In being a smaller agency and not a larger carrier, we learn about our customers and understand their needs. We are constantly highlighting our customers and enjoy helping them succeed.

4. Your price has drastically increased recently

Has your insurance renewal price ever jumped up by a large percentage and you were completely unaware? No matter what the cause may be we find it necessary to keep you informed on why that happened. We not only keep you informed, but because we work with several insurance carriers you won't be trapped to keep your coverage with the same carrier. You have options and if there is another company with a competitive rate, you don't have to look elsewhere. We look out for your best interest, it is our goal to be sure your completely satisfied. Their can be many factors to determine the best decision to make, but our insurance agents will lead you in that conversation.

In Conclusion - An Insurance Company Should Be Invested In Your Best Interest

There are ways to determine if you are with a good insurance agency for your insurance needs. Southern States Insurance can be the insurance provider you are looking for, and we would love to show you what we could do for you. With Southern States Insurance:

• We will build a relationship with you through your personal insurance agent.
• We will provide you with access to our insurance blogs that educate you on ways to manage risks, save on insurance costs, and the latest insurance news and general knowledge.
• We will be available to answer your questions and concerns by phone, email, Facebook, and twitter. Which ever is most convenient for you.
• We will keep you at the most competitive price point as we write with numerous insurance carriers to give you the coverage you need at a price you can afford.

Good insurance exists with a good insurance company. Southern States Insurance writes auto, business, home, and life insurance policies and would love an opportunity to insure you and your needs. If you are looking for a new insurance company, start a conversation with one of our insurance agents. Request a free insurance quote. Find an insurance agency you love, it does exist. We believe you deserve good insurance and an insurance agency who can help you succeed.

Related posts:

1. How Our Independent Insurance Agency Will Provide You With the Best Insurance Policy
2. How “The Hunger Games” Can Teach You About Good Insurance
3. 3 Steps To Take If Progressive Dropped / Canceled Your Non Emergency Transportation Insurance Policy

There are risks involved with everything. You make most every decision based of perceived worth and understanding the risks, but what are some risks your cleaning service hasn't considered. Your cleaning business insurance can provide the protection for all of the "what ifs" you may face through out your company's career.

Common "what ifs" your cleaning services company needs to address:

• What if a client slips and falls after I have mopped the floor?
• What if a client's pet becomes sick or dies from my cleaning products?
• What if an employee accidentally breaks or damages a high item value in a clients home?
• What if an employee is accused of stealing something?

We can hear your heart race from here. If you have thought through these questions you have probably found a good insurance company to meet your needs and give you answers to these questions. If your cleaning business has never faced these questions than our insurance agency wants to do more than just give you answers, but advice.

We believe the best insurance agency to handle your cleaning service insurance coverage is one that understands both the risks and practice you can implement to reduce the risks and lower the costs of your cleaning business insurance premiums.

One Last "What If" For Your Cleaning Service Company

Our Georgia insurance agency would love to have you think about one more question.

1. What if you were seconds away from the best insurance agency for your cleaning business?

It takes more time to find something to watch on television, than it takes to start a relationship with our insurance company. We make it easy to request a free insurance quote at the top of our pages, and partner you with an insurance agent who will listen to you and work to better understand your insurance needs. With good insurance your cleaning business doesn't have to worry about the "what ifs". Our insurance company in Georgia will exceed your insurance needs for your cleaning business, we hope you will shop your insurance with your company and start a chance for our company to work with you and help you succeed.

Related posts:

1. Cleaning Business Insurance Coverage Made Clear and Easy
2. 3 Ways To Lower The Cost Of Your House Cleaning Insurance Policy

Our insurance agency can help you lower the costs of your cleaning service business insurance premiums no matter what size of house cleaning business you operate. We put together three tips to reduce your house cleaning insurance costs and hope to mitigate risks you face as well as reduce your costs.

1. Background checks for cleaning service employees

One of the biggest risks that your cleaning company faces is crime exposure. Crime exposure for a cleaning business originates from claims of theft of a client's property. Monitoring your crew more closely and by subjecting them to background checks, increasing supervision, and regular crew changes are all ways to minimize the exposure of this risk.

Failure to run background checks and review references of employees increase your hazard and reduces available defenses.

2. Develop proper training procedures

Many falls, spills, scratched surfaces, and dropped or broken valuables could have been prevented if cleaning services employees were given the proper training.

This risk increases with high employee turnover, but with supervision, training and proper procedures implemented the risk of exposure is greatly reduced and that is reflected in the cost of your Cleaning Business Insurance premiums. We suggest your training practices include locking up areas of a customer's home that may contain belongings susceptible to damage, confidential information, or dangerous pets.

3. Proper vehicle licensing and training

Automobile exposure is usually low, but it depends on the operations and protocols of your cleaning business. There are two main options but variations of ways of traveling to customers homes and each account for different risk exposures.

• Employees use own transportation
• Company owned vehicles

The risk factors change, but often are adjusted in accordance with the number of persons being carried, the qualifications of the driver, their age, condition and maintenance of the vehicle, and use of vehicles.

In Conclusion

Cleaning business insurance is a needed coverage as there are numerous risks the company faces. Workers can experience harmful effects from cleaning solutions, slips and falls can occur, employees can be accused of theft, and finally there is also risk of injury of pets or clients. We work to be the best insurance agency for your needs and believe good insurance coverage educates, protects, and assists. We want to help your home cleaning business succeed. Home cleaning insurance is a necessary expense, but hopefully with our help you can cut down on the cost. Let our independent insurance agency get to know you and fill out the form for a free home cleaning service insurance quote.

Related posts:

1. Cleaning Business Insurance Coverage Made Clear and Easy
2. Ten Ways To Cut the Cost of Your Homeowner’s Insurance
3. Three Ways To Minimize Risk At Your Assisted Living Facility