Flood Insurance




Flooding is the second most common natural disaster in the United States, costing Americans an average of $4 Billion each year.

Flood insurance has many misconceptions and we feel it is our job to help people understand the importance and value of flood insurance coverage.


Does My Georgia Homeowners Insurance Policy Cover Floods?

No!  Sadly, many people have suffered enormous losses to their personal property because they thought it was included in their Homeowners Insurance Policy.

Is My House In A Flood Zone?

26% of flood damage losses come from areas that are not deemed as in a flood zone. It is our insurance agency's opinion that everyone should invest in flood insurance coverage.

The Basics of Flood Insurance Explained

Understand your needs for Flood Insurance and more on the insurance rates and requirements.

Why do I need Flood Insurance?

  • Floods and Flash Floods can happen anytime and anywhere.
  • Federal assistance may not be enough to cover damage cause by a flood.
  • Flood insurance may be more affordable than you think.

Southern States Insurance Can Meet Your Insurance Needs

Flood insurance isn't just for property owners living along the coast. Every home faces risk of flood and needs to add the coverage to their policy.

Our insurance company will help you understand the costs and risks your home faces and can lead you to understand the best insurance coverage options for your house. Southern States Insurance is an independent insurance agency and we write insurance through many carriers to quote your coverage at the best price available. We hope you will let us help you with your insurance needs.