General Liability

Are You prepared for a lawsuit filed against you or your business? Lawsuits are everywhere these days. Our insurance agency can help you be best protected.

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What Does A General Liability Policy Cover?

  • Legal fees
  • Property damage you cause to others
  • Medical expenses for injury to others
  • Libel or Slander

Fortunately, there’s a way to avoid out of pocket costs caused by a lawsuit and legal fees. The answer is good insurance coverage for your business, and specifically general liability coverage.

Do you have enough extra cash on hand to pay for legal fees or medical expenses if you or someone in your business causes harm to someone else or their property?

Imagine you’re a contractor who installs cabinets in homes.  A week after you finish installing kitchen cabinets for a client, her new cabinets come crashing down as she’s putting away some dishes, injuring your client and damaging her hardwood floors.  Whether or not you properly secured the cabinets, your chances of getting sued are pretty high.   How will you pay for legal fees to defend yourself?  What if it really was your fault?   Not only would you owe legal fees, but also your client’s medical bills and property damage to her home.  Or even worse, you realize you may have installed the last ten cabinets for different clients in the same manner.

We are here to help you. Our insurance agency hopes you learn more about purchasing General Liability insurance for your business. Feel free to seek out insurance advice or start a relationship with our company as we work for your success.

Our Insurance Agency’s Advantage
As a client of Southern States Insurance you pay for more than a policy with our letterhead. We believe insurance is what can bring healing in tragic times of life. We want to see our clients succeed and thrive in their fields and with insurance they are able to continue to succeed even when setbacks occur.

Our Insurance company builds relationships with our customers to best understand their risks and insurance needs.

If their are ways to save – we will find them.

The price you pay you can be confident is the cheapest price available because we have shopped your coverage with numerous insurance carriers.

With Southern States Insurance you get more than an insurance quote you get an insurance agent who works to see you succeed.

Why Choose Us?

  • Quotes from numerous insurance carriers
  • Personal agent relationship
  • Available resources to minimize risks and cut costs
  • Invested in your success
  • In your communitty
How To Change Insurance Companies

Shocking, I know, but sometimes people just want to fire their insurance agent. It’s a sad realization that good insurance has become a rarity.

When an insurance policy holder wants to change insurance agents but keep the same carrier, they must provide the new agent with an Agent of Record letter. This grants the new agent legal authority to represent the policy holder with the same insurance carrier.

Most insurance carriers are legally bound not discuss a policy holder’s account with an insurance agent unless they are the agent of record. An Agent of Record letter gives the new agent rights to receive all communications on behalf of the policy holder.

How Do I Know I Have The Best Insurance?
Our definition of best insurance may be different than other carriers, and honestly it could be different than what you are looking for. We believe that the “best insurance coverage” for you is based first on good insurance coverage and second on lowest available cost.

Many people when shopping for the best insurance only use price as a factor of their decision. This is a very dangerous gauge of value.

Our Georgia insurance company believes you take many factors into consideration in attempt to find the best fit for you. Consider the following when shopping for insurance:

  • Is the agent trustworthy?
  • Is the agency personable?
  • What level of care should you expect?
  • What resources are available to you?
  • What does the claims process look like?

Ask your prospective insurance agent these questions and learn what is the option fit for you.

What To Look For In An Insurance Agent
An insurance agent is different than an insurance quote. An insurance agent provides guidance, advice and assistance while and insurance quote is information on the price of coverage. We begin with an insurance quote but then pair you with an insurance agent. Many company’s stop with the free insurance quote and do nothing to take care of you afterward.

From our insurance agent’s experience relationships make all the difference. Be sure you consider your relationship when choosing an insurance agent.

How To Buy Insurance With Confidence

With anything, we feel most confident on our decision when we are most educated. Our agents want to help you understand your insurance needs and coverage options. You can shop your insurance on your own to learn what options exist or you can ask one of our agents to shop over 30 insurance carriers and return to you the results.

You have to know and understand what you are comparing to be confident in the product you are buying. We aren’t able to write insurance with EVERY carrier available to you and we recommend you compare our offer to carriers we don’t write with. We will do everything possible to provide you with the best insurance available, and if you aren’t satisfied you can explore the options for yourself and put us to the test.

When you buy insurance coverage through Southern States Insurance, you can be confident you are buying a good product.

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