Life Insurance

Have Someone In Your Life Who’s Counting On You? What would happen if you were suddenly not here to provide for them? Even if you’re not the sole bread-winner, would your spouse need outside help to take care of your children? These are questions that are hard to ask, but they’re important ones to consider.

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By having a Life Insurance policy, you can ensure that those close to you can continue to live comfortably, even when you are gone. Life Insurance provides money to whoever you designate as a beneficiary upon your death.

Purchasing a Life Insurance policy can help:

• Replace income for your dependents

• Pay off debt you owe

• Cover Funeral Costs

• Pay Estate Taxes

• Pay for Child Care

• Afford College Tuition

The two most common types of Life Insurance are:

Term Life Insurance

• Pays a death benefit if death occurs during a set term of your life (ex: 20 yrs, 30 yrs)

• Lower premiums for more coverage

• Rates can change after each term expires

Whole Life Insurance

• Generally covers you for your entire life

• Can build equity and have a cash value

• Higher premiums, but can accrue more value as time goes on

As you dig deeper into the various Life Insurance options, it’s easy to feel overwhelmed. Our agents are here to guide you through this decision and make it more simple. So, call us today or fill out the above form to let us help.

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