Personal Umbrella Insurance

What is an Umbrella Policy?

You fall asleep at the wheel and have a head-on collision with another vehicle injuring several people.  You leave the gate to your pool open and a neighbor’s child wanders in and slips on your diving board.  These are situations in which injured parties may sue you for more money than your Auto or Homeowners Insurance covers.  A Personal Umbrella policy picks up where your other insurance policy limits leave off.

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A typical Personal Umbrella policy includes:

• Payment for medical expenses of the injured party
• Payment for property damage caused by you
• Legal defense costs
• Worldwide coverage

Umbrella insurance is not just for the wealthy anymore.  Personal Umbrella policies usually cost significantly less than Homeowners and Auto policies, especially if they are all combined with the same insurance carrier. So, call today or fill in the form above to learn how affordable a Personal Umbrella policy may be for you.

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