4 Home Cleaning Business Insurance Tips
Finding good cleaning business insurance doesn’t have to be a difficult process. Insurance today can be initially intimidating and sometimes feel like you don’t know your options or the best ways to save.
Southern States Insurance is different from other insurance companies because we want to see you succeed. We believe risks are a part of life that is unavoidable and having the best protection will mean your greatest success. Our insurance agency has four important tips for your cleaning service company and wants to provide you with opportunities to better understand your business insurance.
4 Tips & Insurance Advice For Cleaning Services
1. Know What Insurance Coverage Your Cleaning Service Needs
Every businesses needs are unique to their exposure to loss. We have many clients calling trying to have an insurance quote priced similarly to a cleaning business who operates completely differently. How do you travel? How many employees do you have?
Our insurance company can compose an insurance policy specific to the coverage needs best for you, but general cleaning business insurance coverage can include:
- Personal Property Coverage
- Employee Dishonesty/ Crime Coverage
- General Liability Insurance
- Employee Benefits Liability Insurance
- Umbrella Liability Insurance
- Hired and Nonownership Auto Coverage
- Workers Compensation Insurance
These insurance coverages are basic suggestions and likely necessities for the success of your cleaning business. Speaking with an agent will bring clarification to what coverages and how much protection you will need. Every cleaning service business is unique in their needs.
2. Educate Your Cleaning Staff On Procedures and Practices
When speaking about how prices can vary from one cleaning business to the next we need to mention a way many cleaning companies can find savings — Properly training your cleaning staff.
With proper training you can reduce the number of accidents, claims and damages caused in a home. Comprehensive training also leads to a greater amount of accountability with employers and employees reducing the chance of crime and lowering the risk of crime exposure.
Establishing a cleaning business with the proper training in place benefits your businesses reputation and the likelihood of receiving a lower insurance quote from an insurance company.
3. Learn How To Save On Your Current Insurance Premiums
Everyone wants to save money whenever possible. Your insurance is often an expensive that is necessary and feels as though you may have little control over the pricing. Our insurance agency wants to empower our clients and help them understand how the pricing is set and enable them to work with our agents to lower the cost of their insurance coverage.
The training practices we just mentioned is one of 3 ways to lower the cost of your cleaning company insurance we’ve recently blogged about.
The best ways to continually save on your insurance is by working closely with an independent insurance agent who understand your business operation and how the insurance underwriting process works. Our agents are able to provide a personal relationship with our clients and can provide valuable advice to minimize risks and prices.
4. Shop For The Best House Cleaning Insurance For You
Our final word of advice is to shop your coverage. If you are not with an independent insurance agency you may be unaware of how other carriers have lowered or raised their prices. An independent insurance company allows your perspective to broaden and gives you access to the best rates and coverages for your unique insurance needs.
Shopping your insurance is important to find the most competitive price and best agent to handle your needs.
Our Independent Insurance Company Believes We Can Provide You With The Best Insurance
At Southern States Insurance we work to provide the best insurance and best insurance prices for all of your insurance needs. The only way to learn if we are able to provide you with the answers you are looking for a price cheaper than your current rate is to get an insurance quote. It is as simple as giving us a way to contact you to learn more about your operation.
Get A Free Cleaning Business Insurance Quote Today.
We believe we can be the best insurance for you. Our insurance agency would love to help you save and provide the advice and guidance you may need.
Let us know how we can help and serve you.