Trusted Choice and the Independent Insurance Agents & Brokers of America (IIABA) recently released the results of a survey polling people about how prepared they think they are for natural disasters. Less than 22% said they felt fully prepared for a disaster. Quite honestly, even as an independent insurance agent, I probably fall into that category, as well.
Granted, I have home insurance, car insurance and an umbrella policy for most of the disasters that would affect me and my family here in Atlanta, Georgia. But there are definitely steps I need to take to actually prepare for riding things out and recovering from events like floods, tornadoes and even hurricanes.
During the historic flooding that occured in the Fall of 2009, we witnessed the effects of such a disaster first hand. Douglasville, Georgia, where our Service Center is located, suffered some of the worst flooding of anyhwere in the state. Our staff and our building were unharmed, but many of our clients and even our own employees suffered tremendous damage to their homes, cars and other possesions. And, as you might expect, not everyone had flood insurance.
The Trusted Choice and IIABA survey offers some revealing trends regarding preparedness levels among Americans. It also offers many disaster-specific readiness and recovery tips that you (and I) can start implementing today. Of course, if you find you don’t have coverage for some of these disasters, especially floods, tornadoes and hurricanes, give us a call at (888) 800-4824.