From The Blog

5 Things You Need To Know When Buying Home Insurance

By Jim Schubert | Apr 18, 2011 | 0 Comments

5 Things You Need To Know When Buying Home Insurance When you buy home insurance, there are several things to keep in mind that will save you money and heartache. Atlanta, in particular, is a great place to live, especially with our affordable home prices (Yes, your house would probably cost 3 times as much […]

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employment practices liability

6 Reasons To Buy Employment Practices Liability Insurance

By Jim Schubert | Apr 15, 2011 | Comments Off on 6 Reasons To Buy Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) provides legal defense costs when a lawsuit alleging Harassment, Discrimination or Wrongful Termination is brought against your company. These defense costs are provided whether your company wins or loses in court. EPLI coverage will also pay for judgments and settlements as long as they are non-punitive. Here are some very […]

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Spring Has Sprung…With Storm Damage!

By Jim Schubert | Apr 14, 2011 | 0 Comments

Around the U.S. and certainly here in Georgia, Spring storms have done their damage already this year. From multiple outbreaks of tornadoes in the Midwest to straight-line winds and hail in the Southeast, homeowners are picking up the pieces and trying to move on. Last week, my family and I drove into town for some […]

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Non Emergency Medical Transportation

The Top 7 Factors That Affect Non Emergency Transportation Premium

By Jim Schubert | Apr 13, 2011 | 2 Comments

I couldn’t help but chuckle today when I read an email from a prospective client who asked me to give them a ballpark premium for Non Emergency Transportation insurance in Georgia. I thought to myself, “The answer is, that’s a great question!”

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Non Emergency Medical Transportation

Why Are Non Emergency Transportation Down Payments So High?

By Jim Schubert | Apr 8, 2011 | 0 Comments

The answer to this question may surprise you. The truth is that down payments have very little to do with the insurance company, and more to do with state filings that are required to operate a Non-Emergency Transportation company.

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Non Emergency Medical Tranporatino

Why Did My Renewal Premium Increase When I Had No Claims?

By Jim Schubert | Apr 7, 2011 | 0 Comments

Sometimes it’s not enough for you to have a good year in terms of insurance claims. If the Non-Emergency Transportation industry as a whole had a bad year, then regardless of your experience, you are going to end up taking it on the chin in premiums. Having multiple companies quote your insurance at renewal will […]

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Non Emergency Medical Transportation

Why Do Insurance Companies Need Loss Runs To Get Me A Non Emergency Transportation Quote?

By Jim Schubert | Apr 6, 2011 | 0 Comments

Loss Runs are like the insurance industry’s version of a credit score. They’re a written statement from your current insurance company showing how much money, if any, they’ve paid out in claims on your behalf, and why.

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Non Emergency Medical Tranporatino

Why Is Insuring Non Emergency Transportation So Time Consuming?

By Jon Hall | Apr 5, 2011 | 0 Comments

When a Non Emergency Transportation insurance company agrees to insure you, they are putting up to $1,000,000 for every claim that you’ll potentially incur over the next 365 days. An actual payout for them could be horrendous. So, before they agree to put up ANY money on your behalf, they are going to make sure […]

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Why Are Non Emergency Transportation Premiums So High?

By Jim Schubert | Apr 4, 2011 | 0 Comments

It’s a virtual guarantee that someone’s going to sue your Non Emergency Transportation company. Whether it’s a passenger who alleges whiplash when you back into a light pole in a parking lot, or someone who’s hip is broken when their wheelchair falls off the lift during unloading.

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How 2010 Health Care Changes May Impact You

By Jim Schubert | Oct 26, 2010 | Comments Off on How 2010 Health Care Changes May Impact You

October 26, 2010 | by Jim While a majority of the more comprehensive Health Care Reform changes won’t take effect until 2014, there are other provisions that were recently implemented at the end of September that are worth noting. Aetna Insurance released a summary of these changes titled How 2010 Changes May Impact You. You […]

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