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Do I Need Liquor Liability Insurance For My Restaurant Or Bar?

If you plan on serving beer and wine you will need to make sure your insurance agent adds Liquor Liability Insurance to your policy. Most liability insurance has automatic coverage called Host Liquor Liability coverage for small functions but only for a business not in the business of selling liquor.

What Does Liquor Liability Insurance […]

Understanding Your Needs In Looking For Insurance For a Restaurant!

Most often your insurance agent will need to package a tailored policy to meet your restaurant insurance needs. The package should protect you and your restaurant business from trips and falls, alleged illness from food, as well as repairs and malfunctions that can put a strain on your cash flow.
Insurance for a restaurant should include […]

Hostess Files For Bankruptcy; Our GA Insurance Company Is In Denial

Twinkies may be able to survive a Nuclear bomb, but they can’t survive today’s economic times. Hostess is preparing for Chapter 11 bankruptcy protection. Hostess blames the increase in competition and difficult economic circumstances, pointing to the high labor cost they’ve endured. If this is something you can relate to, there is hope. We […]

Workers Compensation Insurance: A Guide To How It Works And Getting Cheap Quotes

Workers Compensation Insurance: A Guide To How It Works And Getting Cheap Quotes

A Brief History
Workers compensation insurance recently celebrated its 100 year birthday. Prior to it’s existence, employees and their families could bring legal action against their employers for injuries or death they sustained at work.

During the turn of the century, work related accidents […]

6 Reasons To Buy Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) provides legal defense costs when a lawsuit alleging Harassment, Discrimination or Wrongful Termination is brought against your company. These defense costs are provided whether your company wins or loses in court. EPLI coverage will also pay for judgments and settlements as long as they are non-punitive. […]

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The Importance of Business Interruption Coverage

The Importance of Business Interruption Coverage
A Commercial Property policy will pay to repair or rebuild your building after a covered loss occurs, but how will you keep your business afloat while repairs are being made?  Rebuilding after a complete loss can take months.  That’s where Business Interruption coverage comes in.

A Business Interruption policy is […]

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