Commercial Insurance Archives - Southern States Insurance

Commercial Insurance

3 Simple Steps To Buying Commercial Insurance For Your New Business

If you are a business owner and you already have commercial insurance check out my blog on the best way to get renewal quotes: Three Common Questions About Getting The Best Renewal Quotes, but if you have never purchased commercial insurance read on to find the three simple steps you need to get the […]

Buying Insurance For A New Business? Our Tips To Save!

How Much Is Business Insurance For A Start Up Business?

First off, you are already doing the right thing by preparing for your insurance costs and learning which coverage you need to be most successful.
When starting a new business and there a numerous factors to influence your insurance coverage and premiums. As a start-up seeking an insurance quote the insurance company is going to […]

Should My Restaurant Insurance Policy Include Equipment Breakdown Coverage?

Equipment Breakdown coverage is excluded from the standard commercial package insurance policy. The success of your restaurant business heavily depends on a variety of equipment, and if equipment breakdown were to occur your success and reputation could be jeopardized. This valuable coverage can be added as a stand alone policy or in some cases […]

Understanding Your Needs In Looking For Insurance For a Restaurant!

Most often your insurance agent will need to package a tailored policy to meet your restaurant insurance needs. The package should protect you and your restaurant business from trips and falls, alleged illness from food, as well as repairs and malfunctions that can put a strain on your cash flow.
Insurance for a restaurant should include […]

How One Exclusion Can Make All The Difference In A Restaurant Insurance Policy

It was a Sunday afternoon like so many others during the Fall. Football on every one of my 30 widescreen TVs and my beloved patrons adorned in their favorite team colors. Thankfully most of them in the red and black of the Atlanta Falcons, or holdovers from yesterday’s Georgia Bulldogs game.

Hi, they […]

Do I Have Insurance Coverage If My Business Closes Temporarily Because Of Fire Damage To My Commercial Property?

Many commercial property policies do not automatically include this type of coverage. But, can you afford to be closed for business while repairs are being made to your building after a fire or other loss? The good news is that you can add Business Income and Extra Expense coverage to cover the […]

Why Is It Important To Insure My Commercial Building For Its Actual Value?

Why Is It Important To Insure My Commercial Building For Its Actual Value?
Many commercial property policies include a “coinsurance” clause, determining what percentage of the value of your property must be insured in order to be fully reimbursed for a loss. Your coinsurance percentage can be 80%, 90% or 100%. If you insure your […]

Does My Commercial Property Insurance Cover Flood Damage?

Damage caused by flood is not usually covered on a commercial property insurance policy. Flood insurance is normally available through the National Flood Insurance Program (NFIP) at the maximum limit of $500,000 for a commercial building and $500,000 for contents.

Anyone can be financially vulnerable to floods. People outside of high-risk flood areas […]

Workers Compensation Insurance: A Guide To How It Works And Getting Cheap Quotes

Workers Compensation Insurance: A Guide To How It Works And Getting Cheap Quotes

A Brief History
Workers compensation insurance recently celebrated its 100 year birthday. Prior to it’s existence, employees and their families could bring legal action against their employers for injuries or death they sustained at work.

During the turn of the century, work related accidents […]