Commercial Property

Commercial Property coverage is one of the most customizable policies, and provides coverage for the building and other properties that can often be lost, stolen or damaged.

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Customize Your Coverage on a Commercial Property Policy

The definition of “property” is very broad and this coverage can be very customizable to fit your unique needs. As a client of Southern States Insurance our agency will tailor a policy to protect you from your unique risks, so you are covered where you need to be and aren’t paying for protection you likely don’t need.

Coverage can include:

  • Building structure
  • Equipment
  • Furniture
  • Inventory
  • Outdoor signs
  • Trees and shrubs
  • Damage to other people’s property
  • And more…

A Key Question: Replacement Cost or Actual Cash Value Coverage?

The difference in coverage changes how your insurer will pay a settlement after a loss occurs. Replacement cost will reward the insured with market cost of the items lost. Actual cash value (ACV) will reimburse you for property loss at market value cost minus depreciation.

The two options will dictate what premium’s you will pay and how your property will be replaced. Our independent insurance agents can further discuss the advantages and disadvantages to each, and give you their professional insurance advice.

Give us a call at 888-800-4824

What Is Commercial Property Insurance?

Commercial Property Insurance provides coverage for the building and other properties that can often be lost, stolen or damaged. It is one of the first coverages new business think of needing and is often packaged in a Business Owner’s Policy (B.O.P.).

Purchasing this valuable coverage is easy and is very affordable with prices. Our agency can quote your insurance through numerous carriers and return the best price possible for your needs as soon as you request a free insurance quote.

Get A Free Commercial Property Insurance Quote For Your Business

No matter what kind of business you own, a Commercial Property policy can provide you with peace-of-mind knowing that what’s most important to your business is covered.

Southern States Insurance can help protect your business and more that provide coverage, we can help you succeed.