• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
3600 Mansell Rd #525, Alpharetta, GA 30022
  • About
  • Blog
  • Careers
  • Cause
  • Contact
SSI-Logo-2.2

Southern States Insurance

Georgia Insurance Brokerage

  • About
    • Blog
    • Careers
    • Cause
    • Contact
  • Business
    • Auto
    • BOP
    • Crime
    • Cyber Liability
    • D&O
    • EPLI
    • E&O
    • General Liability
    • Group Health
    • Property
    • Umbrella
    • Workers Compensation
  • Specialty
    • ATV
    • Boat
    • Farm & Ranch
    • Fine Art
    • Flood
    • Golf Cart
    • Guns, Furs & Jewelry
    • Motorcycle
    • RV
    • Special Event
  • Personal
    • Auto
    • Health
    • Homeowners
    • Life
    • Rental & Vacation Home
    • Umbrella
  • (888) 971-6304
  • Request A Quote

One Simple Step To Save Money On Short-Haul Trucking Insurance

› Trucking Insurance › One Simple Step To Save Money On Short-Haul Trucking Insurance

August 18, 2015, by Southern States Insurance

As a trucking company your costs are high. You pull a load today and the broker doesn’t want to pay you for sixty days. You start putting new tires on your rig and by the time you get done it’s time start over. Then there is insurance which is one of your biggest expenses every year. Have every wished there is was just one way to make your premiums lower? Well good news, there is:

1 Step: Keep A Clean Driving Record

Surprised?

I hear it all the time talking to trucking companies, “why is my premium so high when I have not had any claims?” Then I see a copy of their motor vehicle record (MVR for short) and the reason become clear. Here a few things to keep in mind:

  • Your MVR most of the time effects your premium more than anything else: Even if you have had no claims if your MVR has a lot of activity, especially “moving violations” such as speeding or illegal lane change, your premium is likely going to higher.
  • Violations in your personal vehicle do count: It is a common misconception that only violations in a commercial vehicle effect your insurance but that is not correct. The speeding ticket in your personal car is looked at the same way as one you get while under dispatch.
  • Some Violations Can All But Put You Out of Business: Every insurance carrier has different driver guidelines but most are consistent in that major violations such as DUI, hit-and-run and reckless driving are not insurable for at least five years and some as much as ten. While it is true that there are insurance companies that will still offer coverage even with violations like these the premiums will be extremely high; past the point of what you may able to afford.

The bottom line: nothing is more important to your career as a commercial driver than your MVR. If you want to be a doctor you need to earn a doctorate, if you are a professional driver you need a class A license and a clean MVR; they are your livelihood.

I hope these tips help. For more information on how to help your operation be successful check out my article on certificates of insurance:


categories iconTrucking Insurance

Primary Sidebar

Have a Question?

  • This field is for validation purposes and should be left unchanged.

Refer a Friend

Know someone who needs insurance? Refer them to us, and we will give you a gift card and donate to charity.

Find out more

Business woman on phone with insurance agents

Get In Touch Today!

Speak with one of our insurance brokers to receive a custom quote.

Contact Us

Footer

SSI Logo
3600 Mansell Rd #525
Alpharetta, GA 30022
(888) 971-6304

Company

  • About
  • Blog
  • Careers
  • Cause
  • Contact
  • Refer A Friend

Insurance

  • Specialty
  • Personal
  • Business

Industries

  • Bakery
  • Church Van & Bus
  • Dietary Supplement
  • Non Emergency Medical Transportation
  • Security Guard

© 2021 Southern States Insurance · Powered by 321 Web Marketing · Website Privacy Policy & Terms of Use