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3600 Mansell Rd #525, Alpharetta, GA 30022
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Southern States Insurance

Georgia Insurance Brokerage

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Personal Auto Insurance

› Personal Insurance › Personal Auto Insurance

Car in hands protected with auto insurance Owning a vehicle certainly comes with a host of responsibilities. Not only do you have to make sure that you follow the laws on the road, but you also have to follow the laws regarding proper insurance. Personal Auto Insurance is a requirement if you own and drive a car.

Car wrecks are expensive, and adequate insurance helps alleviate some costs associated with damage to the car or physical injuries that you or someone else may experience. Keep in mind, the amount of coverage required for your car may vary based on where you live or the type of loan you have on your vehicle.

Personal Auto Insurance Coverage

Personal Auto Insurance coverage is not optional. You must have Auto Insurance if you drive a vehicle. Whether you have purchased, borrowed, or leased a car–there should always be insurance on that vehicle to help protect you financially in the event of an accident, theft, weather, or vandalism.

Bodily Injury Liability Coverage

Bodily injury liability is almost always required in Personal Auto Insurance. This covers the medical expenses, loss of wages, and other costs (should something else be included) for other people involved in the incident. Remember, these costs can certainly add up, and you don’t want to have to pay those costs out-of-pocket. Protect yourself by having bodily injury liability coverage.

Comprehensive Coverage

Comprehensive coverage covers the cost of damages as a result of incidents such as weather, theft, vandalism, and hitting an animal of any type or size.

Collision Coverage

Collision coverage covers the costs of your vehicle, no matter who is at fault for the crash. Another terrific advantage of collision coverage is that it usually includes on-car accidents like striking a tree or light pole.

Gap Coverage

Girl in car with auto insurance Gap coverage is beneficial for drivers who want to bridge the gap between what they owe on a vehicle compared to what it is actually worth at the time of the accident. Keep in mind; this calculation is not based on the worth of the car at the time it was purchased.

Underinsured Motorist Coverage

If you get into a wreck with someone who has no insurance, you can still get assistance with covering the costs if you elect to have uninsured/underinsured motorist coverage added to your Auto Insurance policy.

What Factors Affect The Cost of a Policy?

There are numerous factors that may influence the cost of an Auto Insurance policy. Common factors include:

  • Type of vehicle
  • Financial history
  • Limits of coverage
  • Location
  • Car usage
  • Driving history
  • Previous insurance coverage history

You can ask for a quote to ensure that you have a full understanding of your Auto Insurance costs.

Speak To The Personal Auto Insurance Brokers

Insurance agents on laptops at table Southern States Insurance is happy to provide you with information that you need to select an auto insurance policy that meets your needs. Please contact our office to learn more about our insurance options. Give us a call at 888.971.6304 or request a quote online today. We are here to help!

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*Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

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Alpharetta, GA 30022
(888) 971-6304

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*The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.”

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