• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
3600 Mansell Rd #525, Alpharetta, GA 30022
  • About
  • Blog
  • Careers
  • Cause
  • Contact
SSI-Logo-2.2

Southern States Insurance

Georgia Insurance Brokerage

  • About
    • Blog
    • Careers
    • Cause
    • Contact
  • Business
    • Auto
    • BOP
    • Crime
    • Cyber Liability
    • D&O
    • EPLI
    • E&O
    • General Liability
    • Group Health
    • Property
    • Umbrella
    • Workers Compensation
  • Specialty
    • ATV
    • Boat
    • Farm & Ranch
    • Fine Art
    • Flood
    • Golf Cart
    • Guns, Furs & Jewelry
    • Motorcycle
    • RV
    • Special Event
  • Personal
    • Auto
    • Health
    • Homeowners
    • Life
    • Rental & Vacation Home
    • Umbrella
  • (888) 971-6304
  • Request A Quote

Life Insurance

› Personal Insurance › Life Insurance

Family in the car Southern States Insurance understands that your family is important to you. Everybody worries about their loved ones in the event of their passing. However, the last thing you should worry about is how your family will financially cover the costs. That is why we are dedicated to ensuring that you’ve given thought to Life Insurance policies that will provide peace of mind.

It is our priority to provide each of our clients with the information that they need to make the most informed decision regarding their desired policy. When the unexpected happens, we want you to know that we’ve got your back.

Types Of Policies

One of the very first things that we like to cover with our clients is the difference between all the types of Life Insurance policies that are available to them. Understanding the slight differences will help guide you toward making the decision that makes the most sense for you and your family.

Term Life

Term life Insurance is a unique type of insurance because it is coverage for a certain period of time. These policies usually include a 5-30 year time period that covers unexpected death. While this may be an ideal option for individuals, it is essential to note that the coverage is only valid within the designated period.

For instance, if you purchase a ten-year term Life Insurance policy, it will not cover an unexpected death six years later. Make sure that you keep up with the term of coverage to ensure that the policy doesn’t lapse before you are ready.

Whole Life

Couple with life insurance on beach Whole Life Insurance differs from term Life because it covers a person’s whole life. Additional benefits are that the cash value of this policy increases over time, and it is also tax-deferred. Plus, whole Life Insurance has fixed premiums that do not change over time. This allows for better financial planning for policyholders and their beneficiaries.

Universal Life

Universal Life Insurance allows for changes that can arise throughout a policyholder’s natural life. In the event that you lose your job or have a medical emergency, we want you to know there are options for you. This type of insurance allows for adjustable premiums and adjusts the death benefits as needed.

Some may even say that this policy allows for the best of both worlds: low premiums that you see with term Life Insurance and growing cash value, as you see with whole Life Insurance. If you’re looking for the most flexible option, universal Life Insurance may be the most appropriate choice for you.

Reach Out To A Personal Insurance Brokerage

Insurance agent at table writing notes Choosing the best-fitting policy can feel a bit overwhelming at first. Allow Southern States Insurance to take out the guesswork by providing the assistance that you need. Contact us today to learn more about our options by calling 888.971.6304 or request a quote online. Our skilled Personal Insurance brokers are ready to answer your question and help you find the peace of mind that you deserve.

Primary Sidebar

Personal Insurance

  • Auto
  • Health
  • Homeowners
  • Life
  • Rental and Vacation Home
  • Umbrella

Have a Question?

  • This field is for validation purposes and should be left unchanged.

Refer a Friend

Know someone who needs insurance? Refer them to us, and we will give you a gift card and donate to charity.

Find out more

Business woman on phone with insurance agents

Get In Touch Today!

Speak with one of our insurance brokers to receive a custom quote.

Contact Us

Footer

SSI Logo
3600 Mansell Rd #525
Alpharetta, GA 30022
(888) 971-6304

Company

  • About
  • Blog
  • Careers
  • Cause
  • Contact
  • Refer A Friend

Insurance

  • Specialty
  • Personal
  • Business

Industries

  • Bakery
  • Church Van & Bus
  • Dietary Supplement
  • Non Emergency Medical Transportation
  • Security Guard

© 2021 Southern States Insurance · Powered by 321 Web Marketing · Website Privacy Policy & Terms of Use