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Professional Liability Insurance For Your Church

› Industries › Church Insurance › Professional Liability Insurance For Your Church

April 29, 2013, by Southern States Insurance

In the very litigious world we live in today, not even churches are exempt from lawsuits. In fact, some biggest and most controversial lawsuits we see are those that involve the clergy of the church!Protection from lawsuits filed for accidents and injuries that could involve you, your church staff or volunteers require more than just general liability insurance. Professional liability insurance will cover you when you face the costs of claims and the legal fees in the event that you or your organization is sued.

Could It Happen To Me?

You may be wondering how relevant this type of coverage is to your church insurance, but the fact of the matter is, churches get sued more than you would like to think. There are several specific aspects liability insurance can cover your religious organization for:

  • Pastoral Liability– this type of insurance will create coverage from damages that may rise from pastoral counseling such as (but not limited to) sexual misconduct, invasion of privacy and defamation.
  • Counselor’s Liability– this provides coverage for neglect or omissions that may occur due to vocational counseling, educational or even learning disability therapy.
  • Abusive Acts Liability– this provides coverage for anyone (staff, volunteers) who are acting on behalf of your church or religious organization that may be accused of actual or threatened abuse.

Every church and religious organization has specific needs when it comes to professional liability insurance coverage, and general liability does not cover you in these instances. Depending on the services your institution proves, your coverage will vary.

Southern States can help you create a uniquely tailored policy for you. For more information or a free quote, click below

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*The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.”

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