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Professional Liability

Professional Liability insurance coverage, sometimes called Errors & Ommissions insurance (E&O), covers the mistakes your company is accused of making in relation to the services you provide.

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Are my professional services covered under my General Liability policy?

Unlike a General Liability policy which responds mainly to bodily injury or property damage your company causes, Professional Liability insurance provides coverage for claims that allege:

  • Negligence
  • Misrepresentation
  • Violation of good faith
  • Inaccurate advice
  • Failure to provide services

Some examples of the need for Professional Liability insurance include:

  • A printing company fails to complete an order of programs in time for opening night at the local theater.
  • An architect’s miscalculation causes his clients to pay their builder extra money in order to start over on the front staircase of their new luxury home.
  • A website development company misrepresents what they’re capable of producing in order to land a big client, only to find themselves taking shortcuts and delivering an inferior product.

Professional Liability Insurance Advice

If you provide services for clients on a fee basis, you have a Professional Liability exposure that needs to be covered, and it is imperative that you learn more about Professional Liability insurance.

We have various insurance blogs to help you understand more of your insurance needs, but to start a relationship with your new insurance agent request a quote. We can better explain your needs and be the best insurance agency you have worked for, because we work for your benefit.