If you own a farm or a ranch, then you already know that you’d do anything in your power to protect it as much as possible. To do so, you have to have the proper Farm & Ranch Insurance policy to cover the costs associated with a variety of claims. You’ve put your blood, sweat, and tears into your farm or ranch, and we want to be sure that it is covered no matter what may happen down the road.
Farm & Ranch Insurance Coverage
Farm & Ranch Insurance coverage should be customized to suit the needs of your property. Farms and ranches can vary in size and function, but one thing remains the same–they all need to be adequately insured so that you can be covered in a variety of scenarios. You must have a policy that works for you.
Dwelling Coverage
If you have a home on your farm or ranch, we want to be sure that it is properly covered in case of any type of damage.
Farm & Ranch Household Property Coverage
Household property can cover a variety of property that exists within and outside your home.
Fair Rental Value Coverage
Some people rent out the property on their farm or ranch. This type of insurance ensures that you have all or partial rent payments in the event that the property becomes part of a claim.
Loss Of Use
Loss of use coverage allows for costs to be paid in the event that you are displaced due to a claim.
Outbuilding Coverage
It’s not unusual to have various outbuildings on a farm or ranch property. You want to be sure that those buildings are protected in the event that they are damaged or ruined.
Farm & Ranch Liability Insurance Coverage
Accidents happen. You want to be sure that if you or someone else is injured on your property, then you can cover the costs associated with the injury or property damage.
Farm & Ranch Equipment Breakdown Coverage
Equipment breakdowns are commonplace on a farm or ranch. Don’t get caught without proper coverage! Include equipment breakdown on your plan so you can get the repairs and replacements that you need.
Livestock Coverage
Even your livestock may be at risk at some point during the period in which you own your farm or ranch. Bad weather or natural disasters can wreak havoc on your animals, and you want to be sure that their loss is protected.
Winter Perils Coverage
Winter can be especially hard on farms or ranches. This type of insurance helps protect your property during those harsh winter months.
Who Needs Farm & Ranch Insurance?
If you own a farm or ranch, then it is likely that you should have insurance to cover the unique issues that may arise when you own this type of property. You want to be sure that you’ve thought of everything so that when issues come up, you already have a solution at hand. Common types of farms & ranches covered by Farm & Ranch Insurance:
- Cattle ranches
- Commercial operations
- Dairy farms
- Poultry farms
Reach Out To Experienced Specialty Insurance Brokers
At Southern States Insurance, we are here to help! We want to be sure that each of our clients has a clear understanding of their insurance policy and that they know what is and isn’t covered. We are happy to answer your questions and provide additional information to help you find a policy that works for you. Contact us today to learn more by giving us a call at 888.971.6304 or request a quote online today.