If you own a motorcycle, then you already know just how exhilarating they can be! While it’s certainly a ton of fun to take a ride on the open road, you want to be sure that you’re always a responsible motorcycle owner. That means that you prioritize having proper Motorcycle Insurance.
This offers you the peace of mind that you deserve, but it is likely required by law. Southern States Insurance is more than happy to highlight some of the information regarding this type of insurance policy.
Motorcycle Insurance Coverage
In the event of an accident, Motorcycle Insurance will protect yourself, your motorcycle, and any other individuals involved. While some people elect to have additional coverage, most states have a minimum requirement in regards to how much Motorcycle Insurance you must carry. Getting caught without the proper insurance could lead to costly fines. Make sure you are aware of what the requirements are in your area.
Bodily Injury Liability Coverage
Injuries can happen, and this type of coverage ensures that the costs are covered. If someone else gets hurt, this coverage can help with medical expenses associated with the injury.
Collision Coverage
In the event of an accident, you want to be sure that you have a property and personal coverage. This option includes both property and bodily injury.
Comprehensive Coverage
Comprehensive coverage is a more inclusive plan that offers protection for your motorcycle as well as accessories, helmet, and roadside assistance.
Property Damage Coverage
Property damage almost always occurs in the event of a motorcycle crash. This type of coverage will cover who and what you hit with your bike if you are found at fault.
Uninsured/Underinsured Motorist Coverage
Uninsured and underinsured motorist coverage offers that additional layer of protection in the event that you have an accident with someone who does not have insurance. Make sure you’re covered by adding this to your Motorcycle Insurance plan.
Who Should Acquire a Policy?
Most states require that you have Motorcycle Insurance if you own and operate a motorcycle. You should contact your local DMV to learn more about your state’s laws and regulations regarding Motorcycle Insurance coverage.
How Much Does a Policy Cost?
As with any insurance policy, the cost of your Motorcycle Insurance is determined by the amount of coverage that you choose. For instance, the more additives you have on your plan, the higher the monthly cost will be.
Speak To Southern States Insurance Today
At Southern States Insurance, we make it our number one priority to be there for our clients. We are here to answer your questions, provide helpful information, and work with you to find the best insurance policy for your situation. Please contact our office to learn more by giving us a call at 888.971.6304 or request a quote online today. We look forward to working with you.