Workers’ compensation insurance for hair salons is often very limited but is dependent on each salon and the contractual relationship with their employees. Our insurance agents can discuss the details of your salons’ situation, and provide you with the best advice on your insurance needs.
Although regulations may supersede contract terms, generally, shops with multiple chairs qualify as multiple sole proprietorships rather than a single business with numerous employees. What workers’ compensation coverage will ultimately come down to is the contractual relationship between employees and employer to determine the exposure and definitions of employee
Our agents can help you understand the relationship and what it dictates in terms of the need for workers’ compensation insurance for your hair salon.
How Hair Dressers And Salons Can Avoid Injuries Or Accidents
The details of your workers’ compensation needs may require a professional insurance agent, but the solution to keeping your hair salon safe for your beauticians is extremely simple. These measures can prevent the most common injuries hairdressers face.
- Take A Break– The commonly repeated motions while standing on your legs all day put great strain on beauticians’ bodies. It is of utmost importance hair salons permit rest times for employees, to allow muscles to relax and the brain to refocus on the task at hand. Leg and back injuries are common. A simple precaution even as simple as putting a stool at the cash register for the salon staff to occasionally use, can bring a great deal of relief and prevent further injuries.
- Care For Yourself– The most common injuries facing hairdressers are common cuts and scratches. Injuries are often minor but with little time to heal the potential for infection arises. As difficult as it may become during busy hours to treat yourself, as easy as having basic first aid available to clean a cut and put a Band-aid on the wound can prevent infections.
- Wash Your Hands– Losses also can come from eye and skin irritants resulting from chemicals used for various services that are constantly being brushed on, sprayed, or applied directly with hands. Cleaning your hands often not only maintains good hygienic habits for customers but prevents the chance of irritants damaging your skin or your eyes being exposed and irritated.
Additional Hair Salon Insurance Coverage To Consider
Hair salons have many responsibilities and face many risks. From monitoring the business administrative side to taking care of your property and employees it is important to stay protected. There are additional policies that can keep you at ease while you run your business. They are:
- Property Insurance
This policy protects your business from physical damage to the building as well as the equipment inside.
- Professional Liability Insurance
Professional liability protects you from legal fees that may arise from potential lawsuits of clients who claim they were injured in your salon.
Southern States Insurance’s Word Of Advice
Workers’ compensation coverage for a hair salon business can be confusing. Our insurance specialists can help you determine the best insurance coverage for your business. Do not put your hair salon or beauticians at risk by being insured incorrectly.
Reach out to our experienced insurance agents at Southern States Insurance. We will offer you a free quote or just some practical insurance advice. Call us at (888) 971-5657 contact us or online for your salon insurance needs.