The hair salon industry faces many legal suit risks daily. Beauty salons are a dangerous place when if you are not careful. There are many things going on at the same time in a salon, from scissors cutting hair to hot tools being handled, to chemicals being used to treatments. It is crucial that a salon keep a safe and sanitized environment at all times. Clients have many opportunities to sue a salon or hairdresser for negligent work. When this happens it could face loss of income and business opportunities. Do not let this happen to you. Stay on top of your salon and your insurance policies and make sure are you covered with salon errors and omissions insurance.
What Is Salon Errors And Omissions Insurance?
Errors and Omissions insurance, also known as professional liability insurance, protects your business and your employees from lawsuit claims of negligence or inadequate work. This policy usually covers all legal fees, medical costs, and compensation associated with negligence lawsuits. Whether the claims stand ground or not this coverage will protect you from emotional distress, treatments gone wrong, work oversights, and more. E&O insurance is recommended for proper protection against professional liability claims.
Why You Need E&O Insurance?
As a business that gives services day in and day out, accidents are bound to happen and there will be a customer who will make it known they are not happy. Before you are put in this situation make sure you are protected. Hair holds a great amount of identity in it, and if someone feels they have been wronged they will do what it takes to “make it right.” People can blame their haircut or hair treatment as being a negative deciding factor in their life somehow. With this, you will likely face someone who will sue you for their haircut if you stay in the business long enough. As a hairstylist, you are responsible to pay and face this lawsuit against you. You need a plan and general liability insurance to protect you. The protection you need as a hairstylist is salon salon errors and omissions insurance which provides coverage in the event of a lawsuit and pays the legal fees you would face on your own.
Don’t Go Without This Protection
A simple mistake could easily occur to the next customer who walks in through the door. This client may have the most important day of their life planned for tomorrow. A lawsuit can be crippling and cost an incredible amount of money (Multiple thousands of dollars and days of work). Without this common protection, the court fees will be on you and your reputation and business could feel the effects.
Contact The Hair Salon Insurance Experts
At Southern States Insurance we know how important it is for you to succeed in the hair salon industry. Ask us any questions you may have, and we will gladly provide you with our professional insurance advice. Connect with our insurance specialists to help you set up the best insurance plan for your business. Reach out to us by phone at (888) 971-5657 or online and get a free quote today!