Do you own a business that requires the usage of company cars? If so, you may want to consider Business Auto Insurance that especially protects if you have an accident on the job. No matter how many vehicles your company has, Southern States Insurance is happy to provide a quote for the policy that best suits your needs.
Business Auto Insurance Coverage
Business Auto Insurance coverage differs a bit from Personal Auto Insurance coverage. While all vehicles require insurance, you may elect to have Business Auto Insurance specifically for the vehicles used for your company.
Auto Liability Coverage
Auto liability coverage covers the costs associated with injury or property damage to the other drive in the event that the accident is your fault. The damages that may be covered are the bodily injury and property damage associated with the incident.
Collision coverage takes care of the costs associated with repairing or replacing the car following an accident. It may also include coverage for hitting a tree, pole, or another object. Collision coverage has a set deductible, which is the amount you pay out of pocket toward repair costs before Southern States Insurance covers the rest of the damage.
Comprehensive coverage includes any damage caused by events such as natural disasters, fire, hitting an animal, or any other event that is outside of your control. If you want to be sure that you’ve covered it all, then this may be something you’ll want to be sure is on your Business Auto Insurance policy. Comprehensive coverage also has a set deductible that can be selected when purchasing a policy. In most cases, the higher the deductible, the higher the monetary limit that Southern States Insurance can pay up to.
Medical Payments Coverage
Medical costs can certainly add up when a car accident occurs. Business Auto Insurance can cover the medical fees associated with company guests and passengers.
What Types Of Vehicles Are Covered?
There are a multitude of vehicles that are covered under this type of policy. Common types of vehicles include, but are not limited to:
- Dump trucks
- Tow trucks
- Commercial vans
- Work trucks
- Salesman vehicles
- Box trucks
Southern States Insurance offers coverage for a variety of company vehicles.
Who Should Acquire A Business Auto Insurance Policy?
If your company uses vehicles, then you can benefit from Business Auto Insurance coverage. Doing so will ensure that your company will continue functioning even if there is an accident.
Speak To The Business Insurance Brokerage
Are you interested in learning more? If so, we would love to hear from you! At Southern States Insurance, we are dedicated to helping each, and every one of our clients finds the insurance plan that works best for you. Contact our office today to learn more about Business Auto Insurance and how it can help protect your company by giving us a call at 888.971.6304 or requesting a quote online today.