Some of our staff recently traveled to an insurance convention in Savannah, Georgia. The Georgia Insurance Commissioner, Ralph Hudgins, spoke and told a story of how his office teamed up with WSB TV (Channel 2) to carry out an undercover sting operation exposing roofers who were committing insurance fraud.

Watch the video at this link and learn more about the risk you face:

3 Ways To Protect Yourself From Fraudulent Roofing Contractors

Our Georgia insurance company wants to do all that we can to educate our clients on potential risks and dangers they face, whether that is in day to day life or from fraudulent contractors looming after storms.

  1. Always ask the roofer for a Certificate of Insurance that includes policy numbers and effective dates for General Liability Insurance and Workers Compensation Insurance. Then, call the insurance agent’s number listed on the certificate to verify that the roofing contractor indeed has insurance coverage through their agency.
  2. Before you hire a roofing contractor, always check their business out on sites like Angie’sList.com, Kudzu.com and Yelp.com to read reviews on the quality of their work. You can save a lot of time and heartache by spending just 10 minutes doing a quick search online.
  3. Never work with a roofer who offers to pay your home insurance deductible for you. That is illegal for them to do.

Southern States Insurance Wants To Protect You and Your Georgia Home Insurance Policy

We are invested in your success and work for your good. We believe good insurance is more than just an insurance quote that is a lower insurance premium than another company. Good insurance is based on a tailored policy that is the best insurance coverage for your unique insurance needs. We pair you with an insurance agent to help guide you and protect you and your assets. Stay protected and be safe. Often fraudulent contractors will drive through neighborhoods and pretend to identify damage that numerous homes in the area have had. Follow the tips we gave you and know we are here if you have any more insurance questions or need insurance advice.