When a Non Emergency Transportation insurance company agrees to insure you, they are putting up to $1,000,000 for every claim that you’ll potentially incur over the next 365 days. An actual payout for them could be horrendous. So, before they agree to put up ANY money on your behalf, they are going to make sure you know what you’re doing. Here are just a few things you’ll be asked to provide:
- Driving records of every single driver.
- Procedures for: Hiring, Training, Maintenance, Tie-Downs, Incidents & Emergency Situations, Inclement Weather, and First Aid.
- The experience level of the owner, managers, and employees.
If an insurance company doesn’t have a good idea of how you operate, they won’t hesitate to ask more questions. And if you don’t want to answer them, they won’t insure you. It may be annoying, but the more comfortable the company is with your business, the more likely they are to insure you, and to do so at a reasonable premium.